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Tennessee Home Builders

7 Questions to Ask a Contractor Before a Home Renovation

By Daniel Jernigan · President · Updated Sep 5, 2026

Before hiring a contractor for a home renovation, ask what the proposal includes, how the budget can change, who handles permits, and how the work will affect your household. Get the answers in writing so you can compare builders on the same scope and know what to expect once construction starts.

Whether you are planning a kitchen remodel, updating a bathroom, or renovating several rooms in Middle Tennessee, these seven questions will help you turn an initial conversation into a clearer plan.

1. What exactly is included in the renovation proposal?

Ask for a written description of the work, the materials or specifications it assumes, and anything left out. A phrase such as "complete bathroom renovation" can mean different things to different contractors.

For example, does a bathroom remodel include moving plumbing, replacing the subfloor if needed, painting the adjoining walls, and hauling away demolition debris? Who buys the fixtures, and who checks that they fit before ordering?

A useful answer includes: a scope you can review room by room, clearly identified exclusions, and a list of selections or site conditions that still need confirmation. Compare those details before comparing proposal totals.

2. Which costs are fixed, and which are allowances or estimates?

An allowance is an amount included for something not yet fully selected or defined. Ask what each allowance covers: materials, installation, delivery, or a combination. Also ask how the total changes if your selection costs more or less than the amount allowed.

Cabinetry, tile, lighting, and plumbing fixtures deserve particular attention when comparing proposals. Two estimates can describe the same room while assuming very different products. Our cost guide explains the decisions that shape a project budget.

A useful answer includes: a breakdown of allowances and estimates, how adjustments are calculated, and a written payment schedule tied to clearly described milestones. Discuss a separate contingency for unknown conditions rather than assuming the initial total covers every possibility.

3. Are you licensed for this work, and who handles permits and inspections?

Ask for the contractor's business name, license information, and current proof of insurance. Check the license through Tennessee's official verification service; our guide to reading a Tennessee contractor license explains what to look for. The Tennessee Department of Commerce and Insurance provides the official verification instructions.

Permit needs depend on the work and the authority serving your property. Rutherford County's Building Code FAQ explains its permit requirements. For a property in Murfreesboro, Smyrna, or another municipality, confirm the appropriate codes office before applying; do not assume the county process applies to every address.

A useful answer includes: who confirms requirements, submits applications, pays the applicable fees, schedules inspections, and keeps the approval records. Ask how inspections fit into the construction schedule.

4. What happens if demolition reveals a problem or I change my mind?

Hidden damage and homeowner-requested upgrades are different reasons for a change, but both need a clear decision process. Ask how the contractor documents a discovery, explains the options, and obtains approval for additional work.

For example, if flooring removal exposes a damaged subfloor, you need to understand the proposed repair and its effect on the budget and schedule. If you choose a different countertop, you need the same clarity about the price adjustment and delivery date.

A useful answer includes: written change orders describing the work, price adjustment, and schedule impact before additional work proceeds, along with an agreed process for urgent conditions. Confirm who can authorize changes so a casual conversation does not become an unexpected charge.

5. What is the realistic schedule, and can we stay in the house?

Ask about both the overall project timeline and the periods when individual rooms will be unavailable. For a kitchen renovation, the most useful date may be when you can use the sink and cooking area again. For a household with one bathroom, maintaining access needs an explicit plan.

Discuss which decisions must be made before work starts, which materials need to arrive first, and how delays will be communicated. Ask about anticipated water or power interruptions and any stages that require you to be away.

A useful answer includes: a sequence of major milestones, homeowner selection deadlines, expected working hours, and a practical plan for living around the work. Whether you can remain at home should be assessed for your particular scope and household.

6. Who will communicate with me and protect the occupied areas?

Find out who your day-to-day contact will be and how often you should expect updates. Ask where questions, selections, and approvals will be recorded so important decisions are easy to find later.

Then discuss the physical boundaries of the job: crew access, parking, material storage, floor protection, dust containment, and daily cleanup. Explain any concerns involving children, pets, remote work, or access to essential rooms before the schedule is set.

A useful answer includes: a named contact, an agreed update routine, and a site-protection plan suited to the home. Ask who to contact if something needs attention outside normal working hours.

7. How do we finish the project, and what is covered afterward?

Ask how the final walkthrough works and how incomplete or corrective items will be recorded. A punch list is a written list of those remaining items; agree on who follows up and how completion is confirmed.

Request the applicable warranty terms in writing. Clarify the difference between the contractor's workmanship coverage and manufacturers' product warranties, including exclusions, maintenance responsibilities, and how to request service. Avoid assuming that a warranty described for new construction automatically applies to a renovation.

A useful answer includes: the walkthrough process, a plan for remaining items, applicable inspection records, product care information, and written warranty documents. Review how final payment relates to completion under your agreement before signing it.

What to prepare before meeting a renovation contractor

You do not need to settle every finish before the first conversation. Bring enough information to explain what needs to change:

  • Your goals: the problems you want to solve and the rooms involved.
  • Your priorities: must-have improvements and features you could defer.
  • Your budget boundaries: what you are comfortable committing, with room to discuss unknowns.
  • Your household needs: timing constraints, accessibility needs, and whether you hope to stay home during construction.
  • A few photos or ideas: examples that explain your preferences, along with any plans or records you already have.

Plan your renovation in Middle Tennessee

A good first meeting should leave you clearer about the scope, the next decisions, and what still needs to be investigated. Ask these questions of any contractor you are considering, including Tennessee Home Builders.

If you are planning a home renovation in Murfreesboro, Smyrna, or the surrounding communities, request a consultation to discuss your home and what you want to improve.

About the author

Daniel Jernigan

President, Tennessee Home Builders

Daniel Jernigan founded Tennessee Home Builders and serves as President. He leads the team's custom-home projects across Middle Tennessee, with each home designed around the homeowner's land, daily routine, and finish preferences.

His approach is direct: the client runs the show, the subcontractors work for you, the timeline is honest, and change orders are written, priced, and signed before the work proceeds. Daniel personally walks the design with every homeowner and stays on every site through Discovery, Design, Pre-construction, Build, and Move-in.

Born and raised in Tennessee. Lifelong Vols fan.

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